Homeowner insurance cost question

So I'm a relatively new homeowner. I am in my first home. homeowner insurance costs are new to me and what is the norm.

i live in metairie area. I am just curious what everyone in the south Louisiana area is looking at these days.

my insurance costs for homeowner has ballooned from 3k a year in 2020 to 12k this year. feel like I'm getting fleeced. I'm out there getting quotes now but don't know what to expect as an average. my coverage is for 400k.