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Started By
Message
re: Great YT video "How the US Is Destroying Young People’s Future"
Posted on 5/6/24 at 11:42 am to Salmon
Posted on 5/6/24 at 11:42 am to Salmon
quote:
I'm a 40 year old millennial. I can easily accept that my 22 year niece will have a much more difficult time buying a home than I did just 15 years ago.
Acknowledging this ahead of time will make the post-college young adulthood expectations so much easier for current parents.
People will have to adapt and manage and have some grace. The system has been made shite, boomers led the whole thing and became famously rich.
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Posted on 5/6/24 at 11:43 am to lsupride87
This post was edited on 5/6/24 at 11:45 am
Posted on 5/6/24 at 11:43 am to poochie
quote:
As do middle aged people and older people.
This woe is me mentally if generally what’s the problem with yoots today. We’re all eating a shite sandwich.
Older and middle aged folks typically have wealth already established and can afford to tank the hit.
The current housing market + inflation means the avg. Gen Z'er needs to be making $120K directly out of school to meet what most would consider the bare minimum living standard.
Facts, not feelings.
Posted on 5/6/24 at 11:43 am to llfshoals
quote:
Of course there are, it’s just not the ones you thought you were entitled to.
Calling someone simply wanting the same opportunities previous generations had "entitled" is something
Posted on 5/6/24 at 11:44 am to lsupride87
quote:Same.
Yep. I’m 36. I got lucky as frick
quote:Also same.
Still in college during the 2008 crash
I lucked into getting a residency in a cheap area at a hospital that offered great retirement benefits.
Able to save enough to purchase a nice home, although, to afford it, it does require the income of my physician wife as well.
This post was edited on 5/6/24 at 11:46 am
Posted on 5/6/24 at 11:45 am to poochie
quote:You are so ignorant
All I see is claims that everything is terrible and there’s nothing available for anyone. The problem is, everyone today wants to start off at the top of the hill with the nice house in the nice neighborhood and no commute. If you want to do that, you better be ready to work your arse off in school/training then in the job market.
I bought a house in river ridge, a safe suburb of New Orleans. It was a house built in 1960 I paid 230k for in 2015
The house just sold for 385k
That’s ridiculous in 9 years the rise in price. The salary rise isn’t remotely close.
Posted on 5/6/24 at 11:45 am to llfshoals
quote:
Of course there are, it’s just not the ones you thought you were entitled to. A 1200 square foot new construction in a decent spot in Tuscaloosa will run you about 240. You can buy some land and a reconditioned mobile home for half that.
They’re above that kind of sacrifice.
Posted on 5/6/24 at 11:46 am to DrrTiger
quote:
They’re above that kind of sacrifice.
Its amazing how the point still eludes you.
Or you just choose to ignore it because it makes you uncomfortable.
Posted on 5/6/24 at 11:48 am to lsupride87
quote:
People just 10 years younger than me have it so much worse.
They really don't.
Posted on 5/6/24 at 11:48 am to KennesawTiger
quote:
The current housing market + inflation means the avg. Gen Z'er needs to be making $120K directly out of school to meet what most would consider the bare minimum living standard.
This quote right here is laughable. Because you and I know plenty of people that make less than that and live better than “the bare minimum standard of living”. And if you disagree with that, you’re flat out lying.
Posted on 5/6/24 at 11:49 am to Salmon
quote:
Or you just choose to ignore it because it makes you uncomfortable.
Before my current house, I lived in a trailer and another house that is currently worth about $95k.
I’ve been uncomfortable plenty, thanks.
Posted on 5/6/24 at 11:49 am to Saunson69
quote:
The concept of just telling a young person "go buy a house, and if you can't do that it's just because you're not working hard enough" is just wrong and undermines how bad a situation young people are in today to be financially free.
It really is tough for most now. When my parents bought, there were brand new "starter home" neighborhoods all over. When I was buying, there were plenty of older homes with decent prices to scoop up and renovate. Now the new homes are huge and expensive, the 40 year old neighborhoods are all run down rentals and the really old neighborhoods are either nicely renovated or trending toward teardowns/new McMansions; and all of them cost a fortune.
Both of my kids got lucky with real estate, but it is a much tougher market than in the 90s when I first bought or the 60s when my parents bought.
Posted on 5/6/24 at 11:50 am to DrrTiger
quote:
Before my current house, I lived in a trailer and another house that is currently worth about $95k.
completely irrelevant to the point, yet you keep repeating it as if it does have relevance, why?
This post was edited on 5/6/24 at 11:51 am
Posted on 5/6/24 at 11:51 am to lsupride87
quote:
I bought a house in river ridge, a safe suburb of New Orleans. It was a house built in 1960 I paid 230k for in 2015 The house just sold for 385k That’s ridiculous in 9 years the rise in price. The salary rise isn’t remotely close.
So just to confirm, we can only use hypotheticals that show crazy increases in value moving them out of new buyers price ranges and not hypotheticals that show that in actuality there are affordable alternatives if you zoom out on the map or don’t pick the absolute top neighborhoods in the area.
This post was edited on 5/6/24 at 11:55 am
Posted on 5/6/24 at 11:54 am to poochie
quote:
Because you and I know plenty of people that make less than that and live better than “the bare minimum standard of living”.
As I said before, sure its possible to get by on less. No one said otherwise.
It's just that you have to be willing to live in a ghetto/ in the middle of nowhere and put off starting a family for about 20 years..
You're right, it IS simple.
Posted on 5/6/24 at 11:55 am to baobabtiger
quote:
However, the wants on basic things like a house are much different today than for our grandparents. They lived in 3 br 1 bath box’s that were a lot smaller than the average home today. Features like paneled walls, 8 ft ceilings, low roof pitch, and small lots were very common. The features in most apartments today were not in the nicest of neighborhoods in the 1970’s and 1980’s.
This is a bigger issue than most will admit. Basically have two generations of adults that don't know the difference between "needs" and "wants". I'm selling a 4bdr/2ba house and one criticism I got was that the master bedroom is "too big". Houses take effort and money to maintain, always have and the less you are able to do yourself the more money you'll have to spend on others to do the work. People complaining about the cost of buying a house also complain that their rents keep going up. At least with a house there's a chance of getting money back and even coming out ahead.
Posted on 5/6/24 at 11:55 am to poochie
quote:
and not hypotheticals that show that in actuality there are affordable alternatives if you zoom out on the map or don’t pick the absolute top neighborhoods in the area.
once again, the point being that previous generations didn't have to move out further or move to shittier neighborhoods
they could afford desirable neighborhoods
and now they can't by increasing numbers
and that sucks
why is that so hard to admit?
Posted on 5/6/24 at 11:56 am to KennesawTiger
quote:
As I said before, sure its possible to get by on less. No one said otherwise. It's just that you have to be willing to live in a ghetto/ in the middle of nowhere and put off starting a family for about 20 years.. You're right, it IS simple
Again, I ask to whoever wants to answer, tell me where you want to live or work and let’s do an exercise and see how good or bad it really is.
Posted on 5/6/24 at 11:58 am to Turnblad85
quote:houses can’t be “ghetto”. They’re inanimate objects
n my hometown these neighborhoods used to be awesome middle class areas with non-existent crime. When I drive through them now I make sure my doors are locked.
Posted on 5/6/24 at 12:00 pm to Salmon
quote:
they could afford desirable neighborhoods and now they can't by increasing numbers
Note: at some point, the “desirable” areas were the rural areas that people who wanted cheaper housing moved to.
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