re: Student Loans

quote:

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It’s her student loans not yours. Don’t wager your retirement for anything

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Good advice: "Focus on your own financial goals"

Great advice: "What if this IS one of your financial goals?"

If the latter is the case, the OP should look into a 401k loan, or have her make minimum payments until he can withdraw penalty free. (Unless there's a provision to waive the penalty if it's for educational expenses - that would be a question for a tax attorney.)