re: Main Reason for Having Health Insurance

A & C because I now have Medicare and a supplemental and I can pretty much access care where and when and with whom I want w/o insurance company telling me I need authorization and have to wait days to be approved. I also have a catastrophic insurance plan that had portability and I kept up premiums.
Yes, I pay a lot for insurance but it’s important to me and my spouse. After working in medical field, some insurances are not that great.