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re: Do you ever escape the churn of worrying about money?
Posted on 2/16/24 at 1:07 pm to Thundercles
Posted on 2/16/24 at 1:07 pm to Thundercles
Some of us who lost everything, home, health, job in 2016, I live with a similar attitude of those who came out of the depression. Don’t be a consumptionist consumer!
Posted on 2/16/24 at 1:17 pm to Thundercles
In 1994-95 I was in grad school and I had a university job which paid 750 dollars per month after taxes.
I lived on that money. I had the worst apartment in Tuscaloosa for which I paid 225 a month. It was a hell hole. I drove a 12 year old Nissan Sentra standard shift and on Sunday I would buy 5 pounds of chicken thighs and eat them all week with Mac n cheese or similar side.
Now I make much, much more money but I have 3 kids two in college and one about to go and a wife. I am now the owner of five cars (one per family member) and I’m paying for a house, an apartment in Athens and a dorm.
It seems like I had more money then than I do now.
But I can see a day where everyone but the wife is off the pay roll and I will be living large. Of course by then a week’s worth of food will probably be 500 dollars so who knows.
My point is we seem to match our expenses to our income and most of us have to watch what we spend.
My parents are close to 80 and they told me they have finally got to the point where they buy what they want and don’t have to consider the cost. But I don’t think that applies to big ticket items as they both have decent cars but not fancy cars.
I lived on that money. I had the worst apartment in Tuscaloosa for which I paid 225 a month. It was a hell hole. I drove a 12 year old Nissan Sentra standard shift and on Sunday I would buy 5 pounds of chicken thighs and eat them all week with Mac n cheese or similar side.
Now I make much, much more money but I have 3 kids two in college and one about to go and a wife. I am now the owner of five cars (one per family member) and I’m paying for a house, an apartment in Athens and a dorm.
It seems like I had more money then than I do now.
But I can see a day where everyone but the wife is off the pay roll and I will be living large. Of course by then a week’s worth of food will probably be 500 dollars so who knows.
My point is we seem to match our expenses to our income and most of us have to watch what we spend.
My parents are close to 80 and they told me they have finally got to the point where they buy what they want and don’t have to consider the cost. But I don’t think that applies to big ticket items as they both have decent cars but not fancy cars.
Posted on 2/16/24 at 1:21 pm to SirWinston
quote:If they make a decent salary but cant see past the car or truck one drives, maybe you dont need the girl.
Most girls who make a decent salary don't date guys who drive a $2000 beater.
I met my wife while driving a truck that had 175k on it and when I sold it shortly after we started dating I got 3500 for it. On our first dates she never asked why I parked heading out every place we went. Only later I told her it would not go in reverse.
Want to test a guys ingenuity and planning ability, drive around for a couple months with no reverse.
Posted on 2/16/24 at 1:23 pm to tigerfoot
quote:
I met my wife while driving a truck that had 175k on it and when I sold it shortly after we started dating I got 3500 for it. On our first dates she never asked why I parked heading out every place we went. Only later I told her it would not go in reverse.
I had a 10 yr old truck when I met my wife. It was a basic work truck too - vinyl seats, manual windows, manual transmission. It probably wasn't worth 5k.
It did go in reverse though
This post was edited on 2/16/24 at 2:45 pm
Posted on 2/16/24 at 1:29 pm to Thundercles
nope - 1st year in my house, and the note went up 320 a month due to taxes and insurance increases.
just added to it.
just added to it.
Posted on 2/16/24 at 1:30 pm to tigerfoot
MFer, you hit the wife lottery.
Posted on 2/16/24 at 1:32 pm to Thundercles
There are plenty of things that I'd like to have, but can't afford; however, I'm past the days of worrying whether I can pay bills and still eat well. All of my necessities are covered easily.
Posted on 2/16/24 at 1:37 pm to Thundercles
Yes and no. You will always have expenses, so you have to adjust your life to where you're able to let it roll without stressing about it too much.
Also, money is a renewable resource. You can always make more! Grab a side hustle, if needed. There is no lack of jobs out there.
Oh, and contribute to retirement savings!!! This is one thing I'm so glad we were diligent about. Takes some pressure off in older age.
Also, money is a renewable resource. You can always make more! Grab a side hustle, if needed. There is no lack of jobs out there.
Oh, and contribute to retirement savings!!! This is one thing I'm so glad we were diligent about. Takes some pressure off in older age.
Posted on 2/16/24 at 1:47 pm to Thundercles
Marry an equally ambitious person who likes to bargain shop.
Posted on 2/16/24 at 1:54 pm to Thundercles
My mom put our family in a bind growing up by gambling and using credit cards. My dad made decent money but never had anything nice. My dad told me two things: save money and don't get in CC debt.
I have saved at least $100 every paycheck since I turned 18. I'm 44 now so we have a nice nest egg in case anything happens. I could have a lot more if I had invested it. We have no CC debt. My wife and I combined don't even make six figures and we live very comfortably. We never worry about money.
I have saved at least $100 every paycheck since I turned 18. I'm 44 now so we have a nice nest egg in case anything happens. I could have a lot more if I had invested it. We have no CC debt. My wife and I combined don't even make six figures and we live very comfortably. We never worry about money.
Posted on 2/16/24 at 2:06 pm to Thundercles
I remember over 30 years ago my Agency and Partnership law school prof told us we had more disposable income then than we would in 20 years. I thought the man was nuts but there was some truth to that. While 20 years down the road I had more disposable income it was actually a smaller percentage of what I made. Adulthood brings a lot of financial responsibilities and I damn sure wasn't socking away money to retire with when I was still in school.
Posted on 2/16/24 at 2:21 pm to Thundercles
I’m in my early 30s and I don’t really worry about money.
While it certainly wouldn’t be the life I want, I could probably quit my job today and never work again and be ok.
While it certainly wouldn’t be the life I want, I could probably quit my job today and never work again and be ok.
Posted on 2/16/24 at 2:26 pm to motoxfmx27
quote:if you knew me you would know truer words never spoken
MFer, you hit the wife lottery.
Posted on 2/16/24 at 2:50 pm to Thundercles
My wife spends money like a goddamn dickhead.
That much I know for sure.
That much I know for sure.
Posted on 2/16/24 at 2:54 pm to Thundercles
Should have never gone to a college you could not afford. Student loans are/were your issue...the easy road is a long range bitch...
Posted on 2/16/24 at 3:29 pm to Tigahs24Seven
quote:
Should have never gone to a college you could not afford. Student loans are/were your issue...the easy road is a long range bitch...
In the early 2000s, the common opinion was that student loans were “good debt.” A lot of us got suckered in.
Posted on 2/16/24 at 3:34 pm to Thundercles
quote:
realized I was way behind on retirement savings.
Just work til you croak. The way this country is headed you won't be missing anything good in about 30 years
Posted on 2/16/24 at 3:37 pm to Thundercles
Yep!
When Rona prices hit, I sold my house, jeep, F250 and car hauler.
Moved to my property in MS, built my shop and a small 1100sq ft house myself.
Now debt free I stepped down from my Regional Manager position to a stress free 103K salaried spot.
1 check pays all my bills, we are happier than ever and happy we decided to slow down while we were still young. Granted the pay decrease sucks sometimes, the freedom and lack of stress is worth it.
When Rona prices hit, I sold my house, jeep, F250 and car hauler.
Moved to my property in MS, built my shop and a small 1100sq ft house myself.
Now debt free I stepped down from my Regional Manager position to a stress free 103K salaried spot.
1 check pays all my bills, we are happier than ever and happy we decided to slow down while we were still young. Granted the pay decrease sucks sometimes, the freedom and lack of stress is worth it.
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