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re: Business credit card rewards, best card ?

Posted on 12/25/23 at 11:23 am to
Posted by Phate
Baton Rouge
Member since Mar 2006
11725 posts
Posted on 12/25/23 at 11:23 am to
Chase Ink cards as mentioned are great for sign up bonuses. You can do them multiple time a year if you want. Ink Cash has 5% on internet, cable, and phone services. Also 5% at office supply stores up to $25k spend. The Ink Unlimited has 1.5% everywhere. The Cash and Unlimited are at 90k points for $6k spend. I wouldn't get the Ink Premier. It is only cash back and the points can't be moved to other Chase cards to send to travel partners. The Ink Preferred is 100k points for $8k spend and it gives you the ability to transfer points to travel partners.

It really depends on what you want out of the card. Will you keep it long term? Will you travel a lot? Do you have high spend?

Posted by lgtiger
LA
Member since May 2005
1141 posts
Posted on 12/25/23 at 1:26 pm to
quote:

Will you keep it long term? Will you travel a lot? Do you have high spend?



Will spend very high, looking to redeem for gift cards or something to spend for myself and not the business. Statement credits are not something I want. I have had some cards that will send me a check as rewards, but they always have the business name on them in addition to mine. This leads to issues with reporting to IRS. Gift cards can be more invisible. Don't travel much.
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