re: Red light camera tickets in Baton Rouge

quote:

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unpaid medical bills


Well, that's bullshite.

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It is. Supposedly in 2023 they removed all bad medical debt which had been paid no matter the amount or how late it was, removed anything less than 12 months past due and removed anything that was an initial debt of $500. They being the 3 credit rating agencies. That being the case anything over $500 and more than 12 months past due IS still reported to them....and is still about 90% of "bad credit" on consumer credit reports....medical debt is still also the single largest factor in individuals declaring bankruptcy. Finally, it being the 3 credit reporting agencies and given their history it is doubtful that they have not found a way around these limitations or will soon. The system is designed to legitimize creditors charging higher interest rates to borrowers. It is not in any manner indicative of how a person pays their bills....a person can have a 40 year record of paying their mortgage and car payments on time, have a medical history for 2 weeks and a year later can't qualify for a mortgage and can only but a car with a rate that would make Tony Soprano ashamed of himself....that person will also pay more for insurance and rent and a host of other things despite paying every bill on time and in full for 40 years and suffering a medical issue for a couple of weeks.