re: Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23

I don't understand the preference for CDs or broker savings accounts that pay 10-25% less that t-bills. Most of the brokers will let you buy Tbills in your account for very little charges.

The difference between 4.7% and 5.3% on Tbill is HUGE. It is 12.8% difference and compounded over even a year is a big number. On a thousand bucks it is $6 a year