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re: Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23

Posted on 7/22/23 at 8:36 pm to
Posted by HarveyBanger
Member since Mar 2018
1103 posts
Posted on 7/22/23 at 8:36 pm to
quote:

Super stupid question for anyone who is willing to answer: for the Capital 1 360 performance savings - are there any risks?


No.

I have one myself. There is no risk outside of Capitol One itself failing
Posted by I B Freeman
Member since Oct 2009
27843 posts
Posted on 7/22/23 at 8:48 pm to
I have a 360 checking and savings account but only use the savings to keep temporary excess cash in.

Any other cash I use to buy tbills thru treasury direct which is the ultimate in safety and generally has rates 25% higher than 360 savings. It's a no brainer.
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