Devastating Fire

Long time lurker seldom poster. I have a question. We recently had a fire that destroyed our house and most of the belonging. Everyone and the pets are safe, thanks to fire alarms and smoke detectors. We are fully insured.

Now for property claims. The investigator hasn’t shown up so there isn't much we can do at this time. It will be a total loss. An insurance adjustor came by this afternoon to take pictures. In a casual conversation, we told him we have a disaster mitigation crew coming next week to decide what to keep and what to toss. He implied that was a waste of money because it was all soaked, smoked and loss. We know the tedious process of documenting everything. Our quandary is what to do with “stuff’ that is still useable/good? The freezer on the carport is fine? If it is declared a loss, can I move it to storage or sell it in a “fire” sale? We are kind of dumbfounded and experiencing paralysis through analysis right now, and would appreciate any advice/council the wisdom on the RANT can provide.

PS: I had one of the more beautiful yards in in community thanks to the Home and Garden Board – breaks our heart to see the ruts and destruction that remains after the valiant efforts of the fire department.